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In some states, if you're found even slightly at fault, you're barred from recovering damages due to "contributory negligence." In contrast, "comparative negligence" allows you to recover damages, albeit reduced by the percentage of your fault. Texas adheres to the comparative negligence system. This means you can pursue compensation even if you share some responsibility for the accident.
Given the prevalence of uninsured drivers in Texas, we always recommend having Uninsured/Underinsured driver benefits in your policy. If you have these provisions on your insurance policy, a claim can be made against your own insurance to compensate for your damages.
Absolutely – even in clear-cut situations, insurance companies might attempt to assign blame to you. Engaging an adept Houston-area accident attorney ensures that they can't sidestep their responsibility. Moreover, insurance firms often try to settle for minimal amounts, and a qualified attorney can negotiate a more favorable settlement on your behalf.
Your driving record shouldn't impact your claim's outcome. Insurance companies might attempt to use it as a scare tactic, but it's unrelated to the current accident's details. Thus, it shouldn't factor into your settlement.
The insurance provider of the driver at fault should cover the damages to your car.
No, the at-fault drivers are responsible for the victims as they find them. Still, insurance providers might employ various strategies to assign some blame to you, so it is essential to have an experienced attorney by your side to counter such attempts. For more information on Filing An Auto-Accident Injury Claim In Texas, an initial consultation is your next best step.